How Upsie is Better than AppleCare iPhone Insurance

“If you have, or are looking to buy, an Apple iPhone, you’re probably wondering if you really need AppleCare. After all, AppleCare iPhone insurance is expensive. But so are Apple devices! Luckily, there is a better option: Upsie iPhone insurance.

How Much Does Upsie Cost Compared to AppleCare?

The following prices are for the iPhone 13 Pro priced at $999, iPhone 12 priced at $599 and iPhone 11 priced at $549. Prices were updated on March 21, 2022 and are subject to change.
iPhone 13 Pro iPhone 12 iPhone 11
Upsie $129.99 $105.99 $105.99
AppleCare+ $199 $149 $149

How Much is the Upsie Deductible vs AppleCare?

iPhone 13 Pro iPhone 12 iPhone 11
Upsie Deductible Repairs $49 $49 $49
Upsie Deductible Replacements $99 $99 $99
AppleCare Deductible Screen Damage $29 $29 $29
AppleCare Deductible Accidental Damage $99 $99 $99

What Does My iPhone Warranty Cover?

AppleCare covers two “Service Events,” which is any time you receive a service for accidental damage handling. Screen-only damage, with the lower deductible price, must only affect the screen. If any other damages are found, like a dented enclosure, it will not count as screen-only damage. You will then have to pay the higher deductible price.

Does AppleCare Cover Water Damage like Upsie Does?

AppleCare does cover water damage from accidents. An example would be if you accidentally knocked your water glass over. Upsie’s insurance plans cover water damage to smartphones, as well.

Does AppleCare Cover Drops Like Upsie Does?

Yes, AppleCare and Upsie both cover accidental drops. The big differentiator is that Apple only covers two accidental events. Upsie covers an unlimited number of accidents, up to the purchase value of the device. For example, let’s say your phone costs $1,000 at purchase. You make two repairs, adding up to $600. You still have $400 in claims remaining. With AppleCare, you would have no remaining claims left in your plan.

Does AppleCare iPhone Insurance Cover Cracked Screens like Upsie Does?

Yes, Upsie and AppleCare cover cracked screens due to accidents. A very common screen accident is dropping in on a hard surface. It is said that the glass phone screens are becoming more durable. Nonetheless, we find that they still break very easily and frequently.

Does AppleCare Cover Theft? Does Upsie?

AppleCare offers a plan upgrade from AppleCare+ to AppleCare+ with Theft and Loss. This plan costs $100 more than their accident-only plan. The deductible prices for loss and theft are more expensive, as well. We outlined the loss and theft deductible prices for iPhones below:
  • iPhone 11: $229
  • iPhone 12: $229
  • iPhone 13 Pro: $269
Upsie does not cover loss and theft. Why? Well, Upsie’s plans cost less if they do not offer this type of coverage. The most common claims are for accidental breakages anyways.

What Else Does Upsie’s iPhone Warranty Cover?

iPhone protection by Upsie covers accidents and extends the manufacturer warranty. This means that anything covered by Apple’s manufacturer warranty will be covered by Upsie for an additional year when the manufacturer warranty expires.

Can I Cancel My AppleCare iPhone Insurance for a Refund?

Yes, you absolutely can. If you chose the single-pay plan (one price for two years), you will receive a full refund if canceled within 30 days of the plan purchase date. On the other hand, if over 30 days have passed, you will receive a prorated refund. This is based on the percentage of the unexpired plan term and a $25 or 10% cancellation fee (whatever amount is lower).

How Long Does It Take For Repairs if I Need to File a Claim?

Upsie phone repairs are usually completed same-day. For example, cracked screens can almost always be repaired on the day the claim is made. If, for some reason, the repair shop does not have the proper parts in stock, it may take longer than one day. Additionally, if a repair is not feasible, it may take longer than one day to locate a replacement.

Genius Bar Repairs

If you have an Upsie warranty, you can still go to the Genius Bar for repairs! When you call to make a claim, simply request to go to the Genius Bar. One of the Upsie representatives must approve the claim before you can go. In fact, you can go to any repair shop you choose, as long as it is approved by Upsie first. The approval process is very easy! You are able to get your phone repaired same-day, in most cases.

Certified Repair Centers

Upsie works with certified repair centers across the nation. Chances are that there will be one near you. When you call to make a claim, an Upsie representative can help you locate a shop near you and schedule the appointment.

Ship It In

If you are in no rush, you can also ship your phone in to Upsie’s reliable repair center. Shipping is 2-day and is always free. In most cases, repairs are completed in one-day at the repair center.

What if My Phone Can’t Be Fixed?

No problem! If your phone is broken beyond repair, and no claims have been made, Upsie will locate a replacement device. However, if a claim has already been made, and Upsie cannot locate a replacement for the remaining claims amount, they will cut you a check for that remaining balance. For example, pretend your plan is for a phone costing $600. If you already made a claim that cost $150, Upsie would cut you a check for $450.

Can I also get coverage for my AirPods or other devices?

Definitely! Upsie offers protection for most electronic devices. Some examples are AirPod warranties, iPad warranties and Apple Watch warranties. They even offer warranties for MacBooks. Pricing is always competitive for Upsie’s warranty plans and deductibles. Also, their claims center is located in Florida and a real person answers your claims calls. No machines or workarounds like other warranty companies have.

Learn More About Smartphone Warranties:

Updated 3/21/2022

Return to all posts