How Much Does a Laptop Extended Warranty Cost?

A laptop is a major investment. According to recent data, mid-range laptops typically cost between $600 and $1,500, while high-end laptops cost between $1,500 and $3,000.
Any time you’re spending big money like this, you want to make sure you’re covered for the long run. The only problem is that most standard manufacturer’s warranties only last one year. That’s why many consumers choose to get extended coverage.
But just how much does a laptop extended warranty cost?

Laptop Extended Warranty Cost Boils Down to 5 Key Factors

Several different variables affect the end cost, but there are five particular factors that have the biggest impact.
The most important factors include:
  1. Brand
  2. Full retail cost
  3. Whether you bought it new or used (new laptops are generally cheaper to cover than used ones)
  4. Who you buy your extended warranty from (buying from a retailer at the time of purchase, for example, tends to cost more than buying from a third-party provider like Upsie)
  5. Warranty length (the longer the coverage, the more you pay)
Put these five factors together, and that determines the laptop extended warranty cost.

A Real-Life Example

Say you bought a Lenovo Yoga Touch Screen 13.3-Inch Laptop for $749.99. As of October 12, 2021, a two-year extended warranty through a retailer costs $194.99, and a three-year plan costs $244.99.
Choosing Upsie, however, costs considerably less at just $103.99 for a two-year warranty and $158.99 for a three-year plan.
The reason for the disparity in pricing is that big-named retailers charge an added fee at the time of purchase. Although it’s more convenient, it also creates an added expense. Third-party providers like Upsie are able to charge less because they sidestep the costs of retail coverage and pass the savings on to consumers. In addition, customers have 60 days after buying their laptop to purchase an Upsie warranty.
So you still get quality, comprehensive coverage but at a discount when you choose Upsie. In fact, getting a laptop extended warranty through Upsie can cost up to 70% less than most in-store offers.

What Coverage Do You Get with a Laptop Extended Warranty?

It operates just as a manufacturer’s warranty does, covering defects due to poor workmanship and mechanical failures. However, most plans go much deeper and also cover power trouble, screen cracks, drops, spills, and more. So an extended warranty is much more comprehensive than a basic one from a manufacturer. An added bonus is that extended warranties cover accidental damage.

Laptop Insurance Versus Laptop Warranty

Another common question consumers have is how a laptop warranty differs from laptop insurance.
There are a lot of similarities between the two options, as both are designed to protect laptops against several types of issues. The main difference is that laptop insurance is a bit more exhaustive and often covers theft, loss, fire, and even certain natural disasters, while a laptop warranty covers more everyday issues like we just mentioned. However, laptop insurance is often extremely expensive and rarely worth the added expense.

How Do You Get Coverage from a Third-Party Provider?

Given the significant discounts offered by third-party providers like Upsie, you may be wondering how to go about getting this type of extended coverage. Getting set up is easy.
Whenever you buy your laptop, turn down the retailer’s extended warranty offer. Then purchase your protection plan through You have 60 days from the time of purchase to do this, so there’s no pressure or rush to buy right away. At that point, you’ll simply need to answer a few questions, so Upsie has your information on hand if you ever need to make a claim. Then you activate your coverage, and that’s it.
You can always go back and review your plan at any time through, which gives you full control. And if you ever need to make a claim, you can do it 24/7, where a rep will either schedule a repair or replacement to get your laptop back up and running quickly.

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* This article is over 6 months old and may or may not be updated.