Is Samsung Premium Care Worth It?

When you purchase a Samsung device, you have the option of adding on Samsung Premium Care. This is a warranty option that protects the phone from damage and defects. However, it’s not always worth the cost.

What Is Samsung Premium Care?

Samsung Premium Care provides extended warranty coverage for Samsung smartphones. There are two tiers to the plan: Samsung Care+ with Theft & Loss and Basic Samsung Care+. The two plans have different pricing levels and coverage options. In addition, both plans have four pricing tiers depending on the model of your phone.
Higher tiers have higher monthly costs and deductibles. For example, all Galaxy Fold and Flip models fall within the tier 4 category. Samsung S22 and Samsung Note 20 are tier 3 phones. The deductible, monthly costs, and other fees all depend on the phone’s tier level.

What Does Samsung Premium Care Cover?

Samsung Care+ covers manufacturing defects and accidental damage. Examples of accidental damage include damage from drops, screen cracks, and liquid spills. The plan does not cover damage caused by misuse, modifications, or cosmetic damage.
If you choose the more expensive plan with Theft & Loss, you’ll gain coverage for lost and stolen devices. However, you’ll have to pay more. Since lost and stolen devices aren’t common, it’s not worth it for customers to pay the high cost of Samsung's Theft & Loss plan. In addition, Samsung may require you to submit proof of loss or theft before they will approve a claim.

How Much Does Samsung Premium Care Cost?

The cost of Samsung’s plans depends on the phone model and on whether you choose the basic plan or the plan with Theft & Loss protection. Here’s a breakdown of the pricing tiers for the basic Samsung Care+ and the plan with Theft & Loss.
Tier Monthly Cost for Samsung Care+ Monthly Cost for Samsung Care+ with Theft & Loss
1 $3.00 $7.99
2 $5.00 $12.99
3 $8.00 $16.99
4 $11.00 $17.99
All new Samsung phone models are either tier 3 or tier 4. It’s also worth noting that you have to purchase the plan at the time of purchase (or very soon after). You cannot buy Samsung Care+ for old or used phones.
Deductible prices also vary depending on the plan. For example, with Samsung Care+, the deductible for cracked screen repairs is $29. However, for a tier 4 phone on the Theft & Loss plan, the cracked screen deductible is $249.

Should You Purchase Samsung Premium Care?

Samsung Care+ isn’t worth the cost. The plans have high deductibles and expensive fees. In addition, Samsung Care+ is administered by Asurion, not Samsung. Asurion often works with retailers and phone companies to provide generalized warranties rather than specific care for customers.
Instead of working with a corporation like Asurion, consider an independent provider like Upsie. With Upsie, customers have access to 24/7/365 warranty claims, personalized customer service, and plans that match their needs. Upsie also works with a network of independently owned repair shops to support small businesses in your area.

Why Is Upsie the Better Option?

Upsie offers smartphone subscriptions with clear terms, steady prices, and transparent coverage. An Upsie smartphone warranty costs just $9.99 per month and protects your phone against all kinds of damage, including:
  • Manufacturing defects
  • Battery failure
  • Touch screen issues
  • Accidental damage
  • And more!
In addition, Upsie’s cracked screen deductible is the lowest on the market at $0. This means that you’ll pay nothing whenever you need to get your phone screen repaired. Best of all, you can contact Upsie’s professional claims teams 24/7/365 to get fast repairs.
You can purchase an Upsie warranty for new, old, and used phones that are in good working condition — no receipt needed. This means that you can have long-lasting protection for the phone you purchased two years ago.
Get the best protection at the best price when you choose Upsie.

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* This article is over 6 months old and may or may not be updated.