Is an Extended HP Laptop Warranty Worth It?

Believe it or not, Hewlett-Packard (HP) has been around since 1939 and first started making computers in 1966. Over the years, they’ve become a global leader and were even ranked as the number two laptop brand in 2020.

So given their track record, does it make sense to get an extended HP laptop warranty when buying a product? Let’s find out.

Although not on the same level as brands like Apple, HP laptops are considered by many to be quite reliable, especially in recent years. “The latest laptops from HP have taken some design cues from its contemporaries and have really raised the bar,” writes Digital Trends. “HP has earned a reputation for reliable laptops” and “is a contender against some of the best laptop manufacturers in the world.”

The bottom line is, yes, HP laptops are reliable for the most part. That said, they still experience their fair share of issues, with overheating being one of the more common problems.

In terms of average lifespan, HP says a typical mid-range laptop should last around three years. However, higher-end models often last five to six years and potentially longer with proper care.

Like most other products, an HP manufacturer’s warranty lasts for one year and covers issues like defects due to poor workmanship and mechanical failure. But once that period ends, it’s your responsibility to pay for a repair or replacement.

This brings us to our main question…

To answer this question, let’s look at a few key numbers. First, the average cost of a laptop repair in 2021 was between $100 and $250. The average cost of a new HP laptop in 2022 ranged from $500 to $750. Some higher-end models, however, were nearly $2,000.

So if you encounter an issue after the manufacturer’s warranty has ended, you’ll likely spend an absolute minimum of $100 for a simple repair. But for something more serious, you’re looking at closer to $250. And if you need to replace it altogether, you can easily spend $500.

While laptop insurance can vary considerably and tends to cost more from a retailer, you can find comprehensive coverage from a third-party provider like Upsie for considerably less. As of July 2022, Upsie can protect a new HP laptop that costs between $500 and $750 with a two-year warranty for $103.99 and a three-year warranty for $158.99.

When you crunch the numbers, buying an extended HP laptop warranty is usually the best choice, as it provides full protection and costs less than many repairs and much less than paying for a replacement. Not to mention you have peace of mind that you’re covered no matter what.

It’s important to note that laptop insurance through Upsie is far more comprehensive than a basic manufacturer’s warranty. Upsie, for example, covers the basics like defects and mechanical failures, but also covers screen cracks, drops, spills, dead pixels, RAM failure, WiFi failure, and more.

They truly run the gamut so you know you’re protected regardless of what happens. And given that laptops are transported all over the place, this is nice coverage to have.

Making a claim is super straightforward with Upsie. You can do it 24/7 by either filling out an online form through Upsie.com or by calling their claims center to speak with a real person. From there, they’ll schedule a local or mail-in, or if need be, a replacement.

If you run into an issue along the way, you can easily get in touch with Upsie for assistance. Also, if you ever need to make changes to your plans, you can easily do so through Upsie.com. You can get a full overview of how the process works here.