The Pros and Cons of Cell Phone Insurance

Getting cell phone insurance seems like an easy decision. How often have you, your friends, or family members ended up accidentally damaging your phone? They often end up paying for expensive repairs or are even forced to buy a new phone before they are ready. Having cell phone insurance coverage through Upsie prevents you from breaking your budget in these situations.
However, it’s always better to think through the pros and cons of cell phone insurance. So we’ll do exactly that to help you decide whether an Upsie cell phone insurance plan suits your current needs.

Pro: You Keep Yourself From Paying Out a Lot of Money

There’s nothing worse than an unexpected expense when you’re already trying to make it to your next payday. That’s what you run into when you accidentally damage or expose your phone to liquid. Have you seen how much it costs just to replace the screen on your phone? You could be facing up to a $300 expense for repairs.
Upsie cell phone insurance removes the pain that comes with phone accidents. They pay for the costs of any needed repairs to your cell phone. All you need to do is file the claim through your account, pay the deductible and Upsie will handle the rest!

Con: You May Never Need Your Insurance Coverage

You might end up as one of the lucky 1-in-3 people who have nothing happen to their phone. However, you should still view the purchase of your Upsie cell phone insurance policy as a protection for your investment. Upsie strives to keep plan prices lower than competitors so you can easily see the value in your warranty purchase.

Pro: You Have Extended Protection Once Your Manufacturer’s Warranty Expires

Have you ever experienced the sinking feeling of your phone having battery issues just days after your manufacturer’s warranty expires? Upsie never wants you to feel like that again. That’s why their customers have two full years of cell phone insurance coverage with each Upsie policy.
That’s two full years of protection for your smartphone. Plus, Upsie does not limit the number of claims you’re allowed to file during that period. You’re covered in situations like WiFi failing to connect or phone speakers breaking down. Upsie also covers manufacturing defects that often come up as devices age.

Pro: You Get Help Locating a Reputable Dealer with Upsie

Upsie is proud of the work performed by their team of repair technicians. They help you find a shop suited to your needs that’s close to you. However, they also allow you to take your cell phone to a local shop for any needed fixes. (Even the Genius Bar for iPhones!) This simply must be approved by a representative first.

Con: You Will Have to Pay a Small Deductible

Upsie representatives will collect a small deductible before the repair to your phone can be made. Comparatively, the amount you pay is a small fraction compared to the typical cost for fixing a device without cell phone insurance.
When you think of it in those terms, you end up coming out ahead savings-wise. This is especially true if your cell phone suffers damage extensive enough to require a complete replacement.

Pro: You Get To Cancel With No Issues

Upsie customers receive a full refund if they cancel within the first 30 days and have not submitted a claim. Otherwise, they will be responsible for a 10% cancellation fee and will receive a prorated refund based on the time remaining on the cell phone policy.
Find out more about Upsie insurance policies by calling (877) 844-7745. You can also reach them through Twitter and Facebook.

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