Apple Watch Warranty and Insurance Options

So you took the plunge and bought an Apple Watch. Great! That shiny little device can do a lot of cool and useful things. It did cost a pretty penny, though, right? Luckily, you can buy warranty protection that will dramatically cut the cost of a repair if you Apple Watch breaks. There are a few options for warranty protection, and we outlined them for you.

What companies offer Apple watch insurance?

Apple watch insurance can be purchased from three primary companies:
First, it can be purchased directly from Apple. Apple gives you 60 days after purchase to get a protection plan. If you buy it online or over the phone, you will have to run a remote diagnostic test. You can also go back to the store to purchase a plan. Apple’s deductible prices are $69 or $79 depending on the model of watch, and they only cover up to two incidents of accidental damage, like drops and spills.
A second option is Upsie. They also give you 60 days after purchase to get a protection plan for your smartwatch. Plans are purchased online at After purchase, Upsie asks you to activate your plan by uploading a copy or picture of your receipt. Doing this ensures that making a claim is as quick and stress-free as possible. Speaking on claims, Upsie does not limit you to a certain amount like Apple does, and has a lower deductible at $25. They offer unlimited claims up to the purchase value of your watch. Additionally, you can get your watch repaired at the Genius Bar with an Upsie plan for all covered claims. With Upsie you can also get coverage for a used or refurbished Apple Watch.
The last option is SquareTrade. They give you only 30 days from the date of purchase to get a warranty. The coverage is the same as Upsie, but for a higher price, and higher deductible. Also, they do not require you to enter information about the watch up front, so when you need to make a claim, you may find yourself searching through old receipts for hours in order to locate yours.

How much does Upsie cost compared to AppleCare+??

Upsie plans cost less than competitors, including AppleCare+. Their deductible prices are lower, too. Here is a comparison chart for a 2-year protection plan for an Apple Watch Series 5 priced at $399.


Price Deductible Coverage
Apple $79 $69 2 claims of accidental damage
Upsie $29.48 $25 Unlimited claims up to the device purchase value
SquareTrade $54.99 $59 Unlimited claims up to the device purchase value


What does my Apple Watch extended warranty cover?

Your Apple watch warranty from Upsie includes two types of coverage: extended manufacturer and accidental to protect against drops, bumps, and spills.

Does an Upsie warranty cover accidents and water damage?

Yes, it does. Upsie warranties cover damage due to accidents like spills, water submersion and drops.

Do I need theft coverage?

Whether or not you need theft coverage depends on the watch owner. Most people do not need theft coverage because the watch stays on their wrist. It’s not as easy to unlatch a watch without the wearer noticing as it is to lift a wallet. Plans with theft coverage cost more, too.

Do I Need AppleCare for my Apple watch?

Upsie is arguably a better alternative to AppleCare for your new Apple watch, so no you don’t need AppleCare when you can get Upsie. Their plans offer similar coverage for significantly less money. The best part is that you can still get your watch repaired at the Apple Genius Bar.

Do I really need an Apple Watch protection plan?

No one needs a warranty protection plan, but it’s always a smart idea to have one. A protection plan will give you enormous peace of mind that you’re covered if your Apple Watch breaks or malfunctions. It will also save you money on repairs and time getting it repaired.

Is my Upsie warranty transferable?

Upsie warranties are transferable. This gives your Apple watch great added value if you ever wanted to sell it down the road. Transferring your warranty is as easy as filling out a form on the Upsie website.
Hopefully this information helps you make an informed decision on an Apple Watch warranty. If you’re interested in Upsie and want to learn more, head to their website. Their corporate customer service team takes calls Monday-Friday 10am-4pm CT. You can also send them a message on Facebook and Twitter.

Learn More About Upsie Warranties for Apple Products:

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