Pros and Cons of Purchasing Insurance for Your Laptop

No one ever expects to see their brand-new laptop stop working within a few days or weeks of purchase. If you’re one of the people unlucky enough to have gone through that experience, then you remember the headaches and hassles. They were a likely result of having to work with your limited manufacturer warranty. One way of getting around some of those issues is by purchasing an Upsie extended laptop warranty.

However, you may have questions around whether an Upsie laptop insurance policy is worth the money. That’s why we’ve drawn up a list of pros and cons of laptop insurance to help you make that decision.

As of June 1, 2022, a three-year AppleCare+ warranty for your new MacBook Pro would cost $399 with a $99-299 deductible (based on the type of damage). With an Upsie warranty, you’d easily be saving over $100 between the price of the warranty and our low claims deductible ($25).

With Upsie, you pay less money to cover accidents like having your laptop slip out of your hands onto the ground. You also get protection against accidental liquid spills or submersions in liquid.

Yes, it’s true. A lot of people go through the lifetime of their laptop without any problems, but 1-in-5 have some sort of breakdown or other issue and it only takes one incident six months after your manufacturer’s warranty expires to put you out of a lot of money trying to cover repairs or to get a replacement.

With Upsie laptop insurance, you won’t have to deal with those worries. One small upfront investment can bring you peace of mind for the next two to three years? Don’t you think that’s worth the small cost for extra piece of mind?

There’s nothing more frustrating than seeing your screen throw up random error codes a few weeks after your standard device warranty ends. If you purchase an Upsie laptop insurance policy, your next step would be filing a claim instead of dealing with the frustration of trying to figure out who to trust for repairs (and then paying out of pocket to get it fixed).

With Upsie you can get your laptop repaired through a certified repair center, or even the Genius Bar for covered claims on all Apple products. Upsie’s efficient, streamlined claims process makes it easy, and their reps are always there to answer questions or offer advice.

Upsie allows customers to take their laptops to any certified repair shop for repairs. Yes, that includes the Genius Bar for Apple MacBook owners with covered claims.

If you don’t have the time to visit a local repair facility, Upsie will ship you a box and 2-Day shipping label to help expedite your repair.

The typical Upsie laptop warranty requires customers pay a $25 deductible for each claim. That’s much lower than what it would cost to cover repairs on your own, and compared to the $99-$299 deductible you might pay under AppleCare+ to repair a broken screen.

Another benefit of choosing an Upsie laptop insurance policy is that there are no claim filing limits. Upsie covers multiple incidents while never charging you more than the deductible outlined under the terms of your extended warranty.

As proud as Upsie is of the laptop warranties they provide, they understand it may not be for everyone. If you want to cancel you’ll receive a full refund if you’re still within the first 30 days of coverage and have not filed any approved claims. After that, you’ll get a prorated refund on the balance of your policy minus a 10% fee.

You can get more information about Upsie laptop warranties by going to their webpage or by calling (877) 844-7745. The team also responds to questions sent via Twitter and Facebook.