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What is the Best Phone Insurance with Accident Protection?

October 12, 2022 *

In the modern world, smartphones are essential equipment. Because you need to use your phone on a daily basis, you want peace of mind that it will be protected in the event of an accident. Your manufacturer’s phone warranty offers a very small amount of coverage, but you can get better protection with Upsie’s smartphone subscription warranty with accident protection.

What does a manufacturer’s phone warranty cover?

Should you buy an extended warranty for a cell phone?

When you purchase your cell phone, you may be offered an “extended warranty.” Unlike the standard warranty, which is included in the phone’s purchase price, the extended warranty will require you to pay an extra fee. The extended warranty provides coverage and services not included in the standard warranty. They give your device extra protection.

Upsie offers smartphone subscription warranty plans for phones of any age. For a low monthly fee of $9.99 per month, you get protection from accidents such as drops and spills. Upsie strives to get your phone repaired same-day at a local certified repair facility, so they offer 24-7 claims. To determine whether you should purchase an extended warranty, consider the benefits the warranty offers versus the cost to replace your phone.

How long are cell phones usually covered under manufacturer warranty?

Each cell phone manufacturer determines how long their phones will be covered under the included warranty. Standard manufacturer warranties last for at least 90 days, but some extend up to one year.

Upsie’s smartphone subscription warranties last for up to five years, so your phone can be protected for years past the standard two-year warranties that were once offered. In addition, Upsie covers two claims per rolling 12-month period, so you can always get your phone repaired if it breaks.

Can you buy an extended warranty after purchase?

In most cases, you will have a specific amount of time after the purchase of your cell phone to buy an extended warranty. With Upsie, you can purchase protection anytime for any smartphone as long as it’s not already broken. (As of 10/2022, Upsie cannot protect phones that cost more than $1,899.99 at the time of purchase.)

How much should an extended warranty cost?

The cost of extended warranties for cell phones varies by provider. Service fees and deductibles may also apply. Be sure to research the full cost of extended warranties carefully before choosing to make a purchase.

When compared to other providers, Upsie offers smartphone extended warranties at a much lower price - often less than half the price charged by cell phone carriers. Their subscription plan costs only $9.99 per month for any phone.

How does a cell phone extended warranty work?

Cell phone extended warranties, also called protection plans, cover certain types of damage or device failures for a specific amount of time. The warranty might include a limited number of claims or incidents during its coverage period. You may have to pay a service fee and/or deductible when filing a claim. In most cases, these fees would be lower than what you would pay for repairs or replacements without the protection plan.

If you purchase an extended warranty from Upsie, it will overlap with the manufacturer warranty and take over full coverage after it expires. Protection for accidents starts immediately. If your cell phone is damaged at any time during the coverage period, you can make a claim 24/7/365. Simply call the Upsie service center or fill out the online form located in your account.

Is it worth it to repair a cell phone?

Purchasing a new cell phone costs hundreds or even thousands of dollars, and the environmental impact is great. In fact, a recent study, “...found that extending the life span of smartphones and other electronics by just one year would be the carbon emission equivalent of taking 2 million cars off the roads annually.”

Repairs, on the other hand, are better for the environment and cost less, especially if you have a protection plan. In fact, if you have coverage from Upsie, cracked screen repairs (up to $250 per claim) are free! That’s right, there is no deductible for cracked screen repairs.

For other damage, Upsie charges a small deductible per claim. They will even replace your phone if it cannot be repaired.

Will the warranty cover cell phone replacement?

Standard manufacturer warranties cover cell phone replacement when device failure occurs, as long as you didn’t cause the damage. For example, if your new cell phone malfunctions soon after purchase, the manufacturer will typically repair or replace it. If you drop it, the manufacturer will not help you.

Some extended warranties may also cover cell phone replacement, depending on their terms, for a fee of up to $275. With coverage from Upsie, the replacement of your cell phone will be covered if repair is not feasible for a small deductible of $149.

Are cell phone protection plans worth it?

If you own an expensive cell phone, purchasing a cell phone protection plan can be beneficial. However, it is important to investigate the level of coverage thoroughly so you ensure you are getting a good deal. Upsie offers comprehensive coverage at a low price, making our extended warranties well worth the investment.

Upsie also includes accidental damage protection for virtually all cell phone brands. If you have any questions please contact Upsie to learn more about coverage.